One of the most common search queries in the industry is “life insurance cost per month” — and for good reason. Australians want clarity, predictability and transparency when it comes to life insurance pricing. The reality is that life insurance cost in Australia varies widely depending on age, health, lifestyle, smoking status and the type of policy you choose. But with the right information, you can find affordable cover that protects your family without stretching your budget.

Life insurance is one of the most important financial decisions you can make, and for smokers in Australia, understanding how premiums are assessed can make a significant difference to affordability. While it’s true that smoking increases life insurance costs, it doesn’t mean cover is out of reach. Thousands of Australians who smoke still secure strong, competitively priced life insurance every year — and many pay less than they expect.

At Covered Life, we help Australians find TPD insurance that fits their life, career, and financial goals — so you can focus on recovery and the future, not financial worry.

At Covered Life, we help Australians find affordable, tailored income protection policies that safeguard their lifestyle and financial future.

At Covered Life, we help Australians compare, combine, and customise their life, TPD, trauma, and income protection policies for the best possible protection.

Life is full of milestones — buying your first home, starting a family, building your career. But have you ever stopped to think about what would happen if life suddenly changed course?

If you’ve ever wondered whether income protection insurance is worth it, here’s one reason it might be: it can help protect your income and reduce your tax bill.

At Covered Life, we help Australians find the most efficient, affordable way to protect their families and financial wellbeing. Here’s what you should know about bundling insurance policies, how it works, and when it might be right for you.

At Covered Life, we speak to thousands of Australians every year, and many share the same frustrations: confusing terms, unnecessary extras, or cover that doesn’t match their life stage.

At Covered Life, we help Australians find trauma insurance policies that fit their lives, budgets, and goals. Here’s how it works and why it’s becoming one of the most valuable types of personal insurance available today.

At Covered Life, we believe comparing life insurance should be simple, transparent, and stress-free. Here’s how to do it the right way, step-by-step.

At Covered Life, we help Australians find trauma insurance policies that fit their lives, budgets, and goals. Here’s how it works and why it’s becoming one of the most valuable types of personal insurance available today.

Here’s what you should know about getting TPD or Trauma Insurance after 60, and how Covered Life helps older Australians stay protected.

At Covered Life, we help hardworking Australians — from sole traders to contractors — protect what matters most: their income and lifestyle.

At Covered Life, we help electricians, plumbers, builders, and other skilled workers protect their livelihood — because your trade is your biggest asset.

At Covered Life, we help Australian professionals safeguard their financial stability — so even when life takes an unexpected turn, their lifestyle and future plans don’t have to.

At Covered Life, we specialise in helping high-income earners design tailored life insurance strategies that fit their career, family, and long-term goals.

At Covered Life, we help self-employed professionals, sole traders, and small business owners protect their income — and their lifestyle — from the unexpected.

At Covered Life, we help Australians compare, combine, and customise their life, TPD, trauma, and income protection policies for the best possible protection.

At Covered Life, we help young Australians find smart, flexible, and cost-effective life insurance that fits their goals — not just their age.