Life Insurance

Life doesn’t always go as planned, but your family’s financial future doesn’t have to be uncertain.

At Covered Life, we help Australians protect what matters most with life insurance that’s simple, affordable, and designed around your life.

Life insurance provides a lump sum payment if you pass away or are diagnosed with a terminal illness. This money can be used to cover funeral expenses, pay off the mortgage, clear outstanding debts, fund your children’s education, or help your family maintain their lifestyle. It’s there to ease the financial burden during what’s already a deeply emotional time.

We know insurance can feel confusing or overwhelming, which is why we make it easy. Our experienced team takes the time to understand your situation, explain your options and help you choose the right policy without any pressure or extra fees. Everything is done over the phone at a time that suits you. No appointments, no paperwork headaches.

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At Covered Life, we work with some of Australia’s leading insurers to find competitive rates and flexible cover that suits your needs and budget.

Whether you're buying your first home, raising a young family, or planning your legacy, we’ll help you protect the life you’ve built and the people you love.

Benefits

Why Choose Covered Life for Your Life Insurance?

Purchase Life Insurance

Expertise You
Can Trust

Finding the right life insurance policy can involve a lot of research. With CoveredLife, you have a single point of contact to guide you through your options and provide access to Australia's leading insurers.

Claims
Support

We support our customers through the entire insurance process. If you need to claim, we'll help you lodge your claim and will offer to act as your advocate to ensure that your benefit is paid as efficiently and timely as possible.

Personalised Policies

Everyone is different. We will help you cater your policy to fit your needs and the find the best insurer to match your situation. Things change over time, so we also check in regularly to make sure that your policy is still suitable.

A Wide Range Of Products

From Income Protection Insurance to Total and Permanent Disability Cover, we provide you access to a wide range of insurance products. In addition to Life Cover, we can help you get other types of cover as well.

FAQs

Quick answers to your questions about Life Insurance

  • Life insurance pays a lump sum to your loved ones if you pass away or are diagnosed with a terminal illness, helping them maintain financial stability.

  • It depends on your debts, income replacement needs, children's education costs, and lifestyle expenses.

  • Yes — it gives peace of mind knowing your family is financially protected if the unexpected happens.

  • Yes, many policies allow increases or decreases based on life changes (marriage, children, mortgage).

  • Seniors life insurance can help cover funeral costs, debts, or leave a legacy, depending on your personal financial goals.

  • Yes, the younger and healthier you are, the cheaper your premium, locking in savings for the future.

  • Not always. Many policies use online health questionnaires; some may require medical exams depending on your situation.

  • Yes, many Australians have life insurance funded through their superannuation funds.